:root {
  --navy: #0b2540;
  --navy-2: #123456;
  --blue: #1e5a8a;
  --sky: #d7e8f4;
  --ice: #eef5fa;
  --accent: #2e7d5b;
  --gold: #c9a227;
  --text: #243040;
  --muted: #5b6773;
  --line: #c9d6e2;
  --white: #ffffff;
  --shadow: 0 10px 30px rgba(11, 37, 64, 0.08);
  --radius: 14px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}
a { color: var(--blue); text-decoration: none; }
img { max-width: 100%; display: block; }
.wrap { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }

.topbar {
  background: var(--sky);
  color: var(--navy);
  font-size: 14px;
  padding: 8px 0;
}
.topbar .wrap { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.topbar a { color: var(--navy); font-weight: 600; }

header {
  background: var(--white);
  color: var(--navy);
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: 0 2px 12px rgba(11, 37, 64, .08);
  border-bottom: 1px solid var(--line);
}
header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 88px;
  gap: 20px;
}
.brand { display: flex; align-items: center; gap: 12px; color: var(--navy); }
.brand img.logo-img {
  height: 64px;
  width: auto;
  max-width: min(360px, 58vw);
  display: block;
}
nav { display: flex; gap: 6px; align-items: center; flex-wrap: wrap; }
nav a {
  color: var(--navy);
  padding: 8px 12px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
}
nav a:hover, nav a.active { background: var(--ice); color: var(--blue); }
.menu-btn {
  display: none;
  background: transparent;
  border: 1px solid var(--line);
  color: var(--navy);
  padding: 8px 12px;
  border-radius: 8px;
}

.hero {
  background:
    linear-gradient(105deg, rgba(11,37,64,.82), rgba(30,90,138,.55)),
    #1e5a8a;
  color: #fff;
  padding: 72px 0 80px;
}
.hero h1 { font-size: clamp(32px, 5vw, 52px); line-height: 1.15; max-width: 16ch; }
.hero p { margin-top: 16px; max-width: 58ch; font-size: 18px; color: #e8f1f8; }
.hero-actions { margin-top: 28px; display: flex; gap: 12px; flex-wrap: wrap; }

.btn {
  display: inline-block;
  background: var(--accent);
  color: #fff;
  padding: 12px 18px;
  border-radius: 10px;
  font-weight: 700;
  border: 0;
  cursor: pointer;
}
.btn.secondary { background: transparent; border: 1px solid #fff; color: #fff; }
.btn.ghost { background: var(--navy); }
.btn.outline { background: transparent; border: 1px solid var(--navy); color: var(--navy); }

.section { padding: 64px 0; }
.section.alt { background: var(--ice); }
.kicker {
  color: var(--blue);
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  font-size: 12px;
}
h2 { font-size: clamp(26px, 3vw, 36px); line-height: 1.2; margin: 8px 0 16px; color: var(--navy); }
.lead { font-size: 18px; color: var(--muted); max-width: 70ch; }

.grid { display: grid; gap: 20px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
}
.card h3 { color: var(--navy); margin-bottom: 8px; font-size: 18px; }
.card p { color: var(--muted); font-size: 15px; }
.card a.more { display: inline-block; margin-top: 12px; font-weight: 700; }

.two-col { display: grid; grid-template-columns: 1.1fr .9fr; gap: 28px; align-items: start; }
.num-list { list-style: none; }
.num-list li {
  display: grid;
  grid-template-columns: 36px 1fr;
  gap: 12px;
  margin: 14px 0;
}
.badge {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--navy); color: #fff;
  display: grid; place-items: center; font-weight: 800;
}
.checks { list-style: none; }
.checks li { padding: 8px 0 8px 22px; position: relative; }
.checks li:before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 800; }

.quote {
  background: #fff;
  border-left: 4px solid var(--gold);
  padding: 18px 20px;
  border-radius: 0 12px 12px 0;
}
.quote p { font-size: 15px; }
.quote cite { display: block; margin-top: 10px; color: var(--navy); font-style: normal; font-weight: 700; }

form { display: grid; gap: 12px; }
label { font-size: 13px; font-weight: 700; color: var(--navy); }
input, textarea, select {
  width: 100%;
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 10px;
  font: inherit;
}
textarea { min-height: 140px; resize: vertical; }

footer {
  background: var(--navy);
  color: #c7d5e2;
  padding: 40px 0 20px;
}
footer .wrap { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 24px; }
footer h4 { color: #fff; margin-bottom: 10px; }
footer a { color: #c7d5e2; display: block; margin: 6px 0; }
.copy { border-top: 1px solid #27415c; margin-top: 24px; padding-top: 16px; font-size: 13px; }

@media (max-width: 900px) {
  .grid-2, .grid-3, .grid-4, .two-col, footer .wrap { grid-template-columns: 1fr; }
  nav { display: none; }
  nav.open { display: flex; flex-direction: column; position: absolute; top: 88px; left: 0; right: 0; background: var(--white); padding: 12px 20px 20px; border-bottom: 1px solid var(--line); }
  .menu-btn { display: block; }
  header { position: relative; }
}